AUTO


Collision:  Covers expenses related to the damage or destruction of your vehicle that's been in an accident.
Comprehensive:  Covers expenses related to the damage or destruction of your vehicle in situations like thefts or storms.
Liability:  When an accident is your fault, bodily injury liability covers expenses related to the injury or death of another driver or a pedestrian, and property damage liability covers expenses related to the damage of another person's property-like vehicles, homes, buildings and other structures.
Medical Payments:  If you and/or your passengers are hurt in an accident, this can help cover your medical or funeral expenses.
Personal injury protection: If you and/or your passengers are hurt in an accident, this can help cover medical expenses plus related expenses like income continuation.
Uninsured & Underinsured Motorist:  Covers medical expenses and/or repair bills if you're in an accident, the other driver is at fault and doesn't have any (or doesn't have enough) insurance.
Personal Umbrella Policy:  Offers protection against liability claims or judgments, kicking in when your auto insurance liability limits have already been reached.
Rental Reimbursement:  Helps cover the cost of renting a car if your vehicle is in the shop because of an accident covered under your policy.
Towing & Labor:  Covers the cost of common roadside services like tire changes and jump-starts.

Other Plans Needed:  Please ask



HOME


Your home is different from your neighbor's, and you can choose to include different types of coverage on your home insurance policy to help protect the things that make your property unique. Most home insurance includes Dwelling Coverage, Personal Property Coverage, Guest Medical Coverage and Liability Coverage,but you can also add optional insurance coverage, like:
Water Backup:  Coverage that can help protect against water damage caused by your drain backing up or your sump pump breaking.
Scheduled Personal Property:  Coverage for valuable appraised items such as engagement rings or fine antiques.
Business Property:  Coverage that can help protect business-related items stored in your home, like products you are planning to sell.
Additional Policies Offer Added Protection:  You can add many different types of coverage to your homeowners policy, but there are also additional policies you can purchase. To help protect your home from flood damage, you'll need a separate flood insurance policy . You can also get extra liability coverage with personal umbrella insurance . The additional types of coverage and policies you choose will depend on what you want to protect. An agent can answer your questions and help you understand all of your options.

Other Plans Needed:  Please ask



BUSINESS

Business Owners Policy:  A business owners policy, also known as a BOP, combines property insurance, liability insurance and other common coverage's into one convenient package. Customize your BOP…
Retail Stores and Services:  Keep your doors open with affordable retail insurance for auto parts stores, apparel stores, dry cleaners, florists, home improvement stores, pet shops and strip centers. Auto Parts Retailer Business Insurance, Home Improvement Business Insurance, Pet Shop Business Insurance, Apparel Retailer Business Insurance, Dry Cleaning Business Insurance, Florist Business Insurance, Strip Center Business Insurance.
Professional Offices:  Find coverage that protects your accounting, architect, attorney, consulting, interior design, medical clinic or veterinarian business. Architects office, Interior design business, Accounting and bookkeeping office, Consulting office business, Attorneys office, Veterinary business, Real Estate offices.
Contractors:  Get the right insurance to protect your plumbing, heating, AC, electrical and excavation business. Electrical contractors
Excavation contractors, Plumbing and HVAC contractors.
Food And Beverage:  Choose from our menu of insurance to protect your business. Restaurant owners
Sandwich shop owners, Coffee shop owners , Ice cream shop owners.
Specialized Services:  Select the right insurance to protect and grow your business. Funeral home insurance, Print shop business insurance, Photography studio business insurance, Beauty salon and barber shop insurance.
Other Professions:  Please ask